Xard’s Features

It’s not a Card, it’s Xard

Today plastic payment cards have static information either printed or embossed on them, for example: name, expiry date and a security code. The security code is normally found on the reverse side consisting of 3 or 4 digits
Xard
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With the Xard, only the last four digits of any card is displayed along with the expiry date and security code for online banking and verification when required.
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As the full 16 digit PAN can only be displayed after customer’s authentication to the card has occurred, customers are protected against unauthorized use where the full number is required in order to complete any online purchases.
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With only four digits displayed the customer is protected against sniffing and phishing attacks.
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A fingerprint scan on the biometric pad unlocks the Xard. Without a fingerprint scan, no access is granted.

Any payment card any time and anywhere.

Another appealing feature is that the Xard allows your customers to select any payment card any time, anywhere your payments are accepted including ATMs with the full benefit of Chip & Pin, Contact and Contactless payments!

The Xard Companion App gives added management and control features offering extra flexibility.
Your customers can be picky too by only adding top choice cards i.e. Cards with Rewards, Cash Backs, Buy Now and Pay Later, giving you the ultimate advantage over other Issuers and card providers.
Xard Mobile App

Would your customers like one simple card holding all their favorite cards along with the benefits of the Xard added security?