it’s simply clever

Xard’s Intuitive design

Select a payment card any time, anywhere your payments are accepted including ATMs with the full benefit for Chip & Pin payments.

Cost savings for issuers

Save on the current physical Personalization Bureau costs

By utilizing “Just in Time” manufacturing by having blank Xard’s on hand, you can easily facilitate giving your customer the ability to personalize the Xard within your customer’s own timeframe which could be as short as minutes.