An OEM Pay Solution in a card form factor
For those who enjoy the convenience and added security features and having one card which does it all.

What exactly is The Xard?
It’s an OEM Pay solution for Chip & Pin payments in a card form factor. Provides support for Contact and Contactless payments. It’s a dynamic wallet in a card which allows your all cards to operate independently, just like a wallet in a mobile phone.
PLUS it can also be linked to your mobile phone to access customizable features and functions.
PLUS it can also be linked to your mobile phone to access customizable features and functions.
The Xard Features
Would your customers like one simple card holding all their favourite cards along with the benefits of the added Xard security?

Cards
3, 5 or 10 credit/debit cards can be loaded onto the Xard

Easy to use
Swipe between your cards is easier than ever before

Connectivity
No data or internet connectivity required to operate

POS
Works with any contact or contactless POS terminal

Instant Card Issuance
Replacement of lost, stolen or compromised cards at a moments notice

Display
Transactions can be displayed across all cards

Biometric
Fingerprint support for biometric payment
OPTIONAL

Customizable
There are a range of products and you can configure the solution to customers needs
OPTIONAL

Cards & Choices
Operate with travel fare cards, mobile documents (mDocs) and mobile driver's license (mDL)