It’s not a Card it’s a Xard
Many cards into one Chip & Pin card. Touch, swipe, select and pay! A Greener solution for our planet.

See how it works for

Issuers
Issuing Banks / Credit Unions members of Card Schemes

Distributors / Third Party Issuers
Neo Banks / Fintechs / Organizations

Merchants / Acquirers
Merchants are the foundation of your business

Customers
The user

The Xard Features
Would your customers like one simple card holding all their favourite cards along with the benefits of the added Xard security?

Cards
3, 5 or 10 credit/debit cards can be loaded onto the Xard

Easy to use
Swipe between your cards is easier than ever before

Connectivity
No data or internet connectivity required to operate

POS
Works with any contact or contactless POS terminal

Instant Card Issuance
Replacement of lost, stolen or compromised cards at a moments notice

Display
Transactions can be displayed across all cards

Biometric
Fingerprint support for biometric payment
OPTIONAL

Customizable
There are a range of products and you can configure the solution to customers needs
OPTIONAL

Cards & Choices
Operate with travel fare cards, mobile documents (mDocs) and mobile driver's license (mDL)